Prepare for the Unexpected With Extra Protection

Life is unpredictable. If you're sued or face a major liability claim, an umbrella policy adds an extra $1M–$5M in protection above your regular policies.

Most people think they have “enough” protection — until something unexpected happens. A car accident with medical bills that spiral. A visitor slipping on your front steps. A lawsuit that threatens your savings, your home, even your future.

Standard plans only go so far. But what happens when the costs go further?

That’s where extended plans come into play — a safeguard for everything you’ve worked so hard to build. It’s the extra layer between you and life’s biggest “what-ifs.”

You’ve invested in your home, your career, your family’s future. This kind of safety net ensures that one bad day doesn’t unravel it all. It’s designed to catch what your other plans can’t — offering added confidence in a world where the unexpected happens more often than we’d like to admit. An umbrella policy is the answer.

Shields your savings and assets from high-cost claims

Protects against legal expenses beyond standard limits

Offers peace of mind for parents, homeowners, business owners, and everyday drivers

Affordable peace of mind — often for less than the cost of a daily coffee

When life gets messy, you deserve a plan that keeps things together.

Because real peace of mind doesn’t stop at the basics. It goes above and beyond — just like you do for the people you love

“We never thought we’d need extra protection — until the day everything changed.”

Alicia and Mark were on their way home from their son’s soccer game when their car was involved in a multi-vehicle accident. Thankfully, no one in their car was seriously injured — but one of the other drivers suffered extensive injuries. The medical bills and legal claims quickly exceeded their auto policy limits.

“If we hadn’t had that extra layer of protection,” Alicia says, “we would have lost our savings, and possibly even our home. We added the policy thinking we’d never use it. Now, I can’t imagine not having it.”

“One small accident. One massive lawsuit.”

Tom and Elena hosted a birthday party for their daughter in their backyard. It was a perfect day — until a neighbor’s child tripped on the deck stairs and suffered a serious injury. What followed was every homeowner’s nightmare: a lawsuit for hundreds of thousands of dollars, far beyond what their homeowner’s policy could handle.

“That extra plan saved our future,” Tom shares. “We didn’t have to drain our retirement or take out loans. It caught us when we didn’t even know we were falling.”

These stories aren’t rare. The truth is, life’s biggest financial threats often come out of nowhere — and most basic policies weren’t designed to absorb that kind of impact.

That’s why this added safeguard matters.

It’s more than a policy — it’s peace of mind, a buffer between your life and life’s unexpected turns.

Because protecting your family isn’t just about today. It’s about everything you’ve built… and everything still ahead.

An umbrella gives you the extra comfort of knowing that no matter what happens you will be made whole again. Accidents, unforseen circumstances, lawsuits, medical bills, or injuries to others will be taken care of without you needing to worry about losing your home or your reitrement savings.

If you or a loved one were responisble for an accident or injury to another person whether in a car accident or at your house or at the grocery store. Have the peace of mind that no one can take what you have worked so hard for. Protect your assests with a policy that covers those assests